Team Application
NOTE REGARDING YOUR Effective Date: Your coverage will be effective the day you complete the application AND make your payment. Coverage will not be effective until we have BOTH application and payment. Your coverage will expire on the date that your League expires. Please check with us to confirm the expiration date.
Example:
Date you complete the application and make payment: April 3, 2021
Date your coverage is effective: April 3, 2021
Date your League’s coverage was effective: March 15, 2021
Date League’s coverage expires (all teams): March 15, 2022
Your coverage will be effective April 3, 2021 and will expire March 15, 2022.
STADIUM INSURANCE DOES NOT APPLY TO “bodily injury” to any person while practicing for or participating in any sports or athletic contests or exhibition that you sponsor. In simple terms, injuries to players are not covered. This also includes, but not limited to, coaches, trainers or cheerleaders.
STADIUM INSURANCE DOES NOT COVER Clinics, Camps, Fundraising Events, Vendors/Exhibitors, any events for kids, etc. It only covers general liability for renting facilities for practices and games ONLY.
Every year each team must submit a new application and payment.
NOTE:
If you change leagues, your current coverage is not effective. Your coverage is only good for the league that you applied for. Should you change leagues, you will have to reapply under the new league and make full payment.
If you change your team name, you will have to reapply and make a full payment.
Coverage limits:
$1,000,000 | Each Occurrence |
$1,000,000 | Personal & Advertising Injury |
$2,000,000 | General Aggregate Limit |
$2,000,000 | Products-Completed Operation Aggregate |
$300,000 | Damage to Premises rented to You – any one Fire |
$ 5,000 | Medical (spectators) |
$ EXCLUDED | Medical payments to Participants |
$ EXCLUDED | Legal liability to Participants |
Accidents do occur. April, 2007, a player in Houston, Texas broke his neck during a game.
It was no fun reminding the team owner that injuries to participants are not covered.