Daycare Insurance in Katy, TX
As a Daycare provider, parents trust you to protect and care for their most valuable assets – their child. Katy Insurance Agency understands the complex needs of your business and has partnered with comprehensive child care and day care insurance companies that are right for you.
Our Daycare specialty program, targets licensed, non-residential child care facilities.
Coverages that are needed by day care facilities:
- Property insurance can help pay for losses involving your facility’s tangible assets, including buildings, electronics, equipment and furniture.
- General liability insurance may provide financial aid for third-party losses for which your business is at fault, including bodily injuries, property damage and personal and advertising injuries.
- Abuse and molestation liability coverage can financially protect against such allegations by potentially helping to pay for legal representation, settlements, judgments and other losses.
- Child care services acts, errors or omissions insurance can insulate you from losses if a client or other party alleges they experienced financial damages due to negligence, misrepresentation or otherwise inadequate professional services.
- Corporal punishment liability insurance can cover losses and expenses if your business or employees are accused of causing harm to a child in their care.
- Automobile liability coverage is a staple of commercial auto insurance and can assist with losses involving vehicles used for business purposes.
- Workers’ compensation insurance can assist with medical bills, lost wages and other financial repercussions if your employees are injured on the job or develop a work-related illness.
- Commercial umbrella liability insurance may offer secondary coverage for third-party losses for which your business is at fault. For example, if your general liability insurance coverage limits are exhausted, these policies can offer additional aid.